Long-Term Disability
Employees may participate in optional long-term disability plans by paying the low monthly premium. Long-term disability plans provide coverage for participants who become ill or injured and are unable to work. You must be off work at least 180 days (6-months) and be approved before this benefit begins.
Option 1 - 66 2/3 percent of pay, includes a cost-of-living adjustment and contributions to the Defined Contribution Plan.
Option 2 - 50 percent of pay, does not include cost-of-living adjustment or a contribution to the Defined Contribution Plan.
Option 3 - 66 2/3 percent of pay; applies only to employees earning $80,000 or more annually.
